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Each Mortgage Loses $645! Banks: This is Good News!
Each Mortgage Loses $645! Banks: This is Good News! 05/23/2024 According to the latest report from the Mortgage Bankers Association (MBA), in the first quarter of 2024, independent mortgage banks (IMBs) and mortgage subsidiaries of chartered banks had an average pre-tax net loss...Read more -
Asset-Based Qualification for Mortgage Portfolio Programs
“Asset-Based Qualification: Unlocking Mortgage Portfolio Programs” Understanding the Asset-Based Qualification Process Asset-based qualification evaluates a borrower’s financial worth based on the assets they hold, rather than relying solely on credit scores ...Read more -
Low Fee Portfolio Program: Streamline Your Investment Costs
Low Fee Portfolio Program: Streamline Your Investment Costs Why Low Fee Portfolio Programs are Gaining Traction Low fee portfolio programs are becoming increasingly popular due to: Reduced Costs: Lower fees mean more of your money is working for you. Transparency: Clear fee s...Read more -
Gift Funds Welcome for Mortgage Investments: California Portfolio Program
Gift Funds Welcome for Mortgage Investments: Thriving in California’s Portfolio Program Why California Portfolio Program Embraces Gift Funds The California Portfolio Program stands out by: Broadening Access: Allowing a wider range of investors to participate. Diversifyi...Read more -
Low-Cost Portfolio Lending without Expense Factor
Low-Cost Portfolio Lending without Expense Factor What is Low-Cost Portfolio Lending and How Does It Work? Low-Cost Portfolio Lending is a financing model where loans are held in the lender’s portfolio and are not sold on the secondary market. This approach often elimina...Read more -
California Mortgage Lender: Streamline Your Loan Process with a 3-Month Bank Statement Program
California Mortgage Lender: Streamline Your Loan Process with a 3-Month Bank Statement Program Eligibility and Benefits of the 3-Month Bank Statement Program Our 3-Month Bank Statement Program is designed for borrowers who: Have a consistent banking history that demonstrates ...Read more -
Only a Desktop Appraisal Needed: Simplifying the Home Valuation Process
Only a Desktop Appraisal Needed: Simplifying the Home Valuation Process What is a Desktop Appraisal and How Does It Work? A desktop appraisal is a type of real estate valuation that does not require a physical inspection of the property by an appraiser. Instead, the appraisal ...Read more -
Low Fee Portfolio Program: Streamline Your Investment Costs
Low Fee Portfolio Program: Streamline Your Investment Costs Why Low Fee Portfolio Programs are Gaining Traction Low fee portfolio programs are becoming increasingly popular due to: Reduced Costs: Lower fees mean more of your money is working for you. Transparency: Clear fee s...Read more -
Low Rate Portfolio Program: The Smart Investor’s Choice for Real Estate Financing
Low Rate Portfolio Program: The Smart Investor’s Choice for Real Estate Financing The Appeal of Low Rate Financing for Real Estate Investors Low rate portfolio programs are particularly appealing due to: Reduced Interest Payments: Lowering the overall cost of borrowing....Read more -
Low Cost Portfolio Program: Smart Financing for Savvy Investors
Low Cost Portfolio Program: Smart Financing for Savvy Investors Understanding the Low Cost Portfolio Program Landscape Low Cost Portfolio Programs are financing solutions tailored for real estate investors looking to minimize their financial outlay. These programs often featur...Read more -
Quick Close Portfolio Program: Accelerate Your Real Estate Investments
Quick Close Portfolio Program: Accelerate Your Real Estate Investments The Essence of Quick Close Financing for Real Estate Quick Close Portfolio Programs are financing solutions that prioritize speed, aiming to close loans in a fraction of the time it takes with traditional l...Read more -
No Prepayment Penalty Portfolio Program: Flexibility in Real Estate Financing
No Prepayment Penalty Portfolio Program: Flexibility in Real Estate Financing Understanding the No Prepayment Penalty Portfolio Program A No Prepayment Penalty Portfolio Program is a financing solution where the lender does not charge a fee for paying off the loan early. This ...Read more