AAA Capital investment designed the different kinds of the loan product to help you buy the property you want.
1- Non-QM loan- Best for you without a good credit score and a stable income. No need your pay stub or W2. We have dozens of products, and there's always one for you.
2- Conventional loan –Best for you with a good credit score and a good income.DTI needs 50% below.
3- Jumbo loan – Best for you with excellent credit and income looking to buy an expensive home, DTI needs 43% below.
4- Government-insured loan – Best for you who have lower credit scores and not much cash for a down payment.
● FHA loans – Backed by the FHA, these types of home loans help make homeownership possible for borrowers who don’t have a large down payment saved up or don’t have pristine credit.
● VA loans – VA loans provide flexible, low-interest mortgages for members of the U.S. military (active duty and veterans) and their families. VA loans do not require a down payment or mortgage insurance.
5- Fixed-rate mortgage – Best for borrowers who want the predictability of the same payments throughout the entire loan.
6- Adjustable-rate mortgage – Best for borrowers who do not plan to stay in the home for a long time, and are comfortable with the risk of larger payments down the road.
Post time: Jan-21-2022