Mortgage News

  • Employee-Endorsed Mortgage Portfolio Program in California: A Path to Homeownership

    Employee-Endorsed Mortgage Portfolio Program in California: A Path to Homeownership

    Employee-Endorsed Mortgage Portfolio Program in California: A Path to Homeownership What is an Employee-Endorsed Mortgage Portfolio Program? An Employee-Endorsed Mortgage Portfolio Program is a unique financing option where employers partner with lenders to endorse the mortgag...
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  • We Expanded in 45 States & District of Columbia

    We Expanded in 45 States & District of Columbia

    State License AAA Capital Investment, Inc. (NMLS #295075) is a licensed mortgage lender. The following is the licensing information. State License Number Arizona 1033455 California- DRE 01835649 California - DFPI ...
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  • Each Mortgage Loses $645! Banks: This is Good News!

    Each Mortgage Loses $645! Banks: This is Good News!

    Each Mortgage Loses $645! Banks: This is Good News! 05/23/2024 According to the latest report from the Mortgage Bankers Association (MBA), in the first quarter of 2024, independent mortgage banks (IMBs) and mortgage subsidiaries of chartered banks had an average pre-tax net loss...
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  • Asset-Based Qualification for Mortgage Portfolio Programs

    Asset-Based Qualification for Mortgage Portfolio Programs

    “Asset-Based Qualification: Unlocking Mortgage Portfolio Programs” Understanding the Asset-Based Qualification Process Asset-based qualification evaluates a borrower’s financial worth based on the assets they hold, rather than relying solely on credit scores ...
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  • Low Fee Portfolio Program: Streamline Your Investment Costs

    Low Fee Portfolio Program: Streamline Your Investment Costs

    Low Fee Portfolio Program: Streamline Your Investment Costs Why Low Fee Portfolio Programs are Gaining Traction Low fee portfolio programs are becoming increasingly popular due to: Reduced Costs: Lower fees mean more of your money is working for you. Transparency: Clear fee s...
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  • Gift Funds Welcome for Mortgage Investments: California Portfolio Program

    Gift Funds Welcome for Mortgage Investments: California Portfolio Program

    Gift Funds Welcome for Mortgage Investments: Thriving in California’s Portfolio Program Why California Portfolio Program Embraces Gift Funds The California Portfolio Program stands out by: Broadening Access: Allowing a wider range of investors to participate. Diversifyi...
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  • Low-Cost Portfolio Lending without Expense Factor

    Low-Cost Portfolio Lending without Expense Factor

    Low-Cost Portfolio Lending without Expense Factor What is Low-Cost Portfolio Lending and How Does It Work? Low-Cost Portfolio Lending is a financing model where loans are held in the lender’s portfolio and are not sold on the secondary market. This approach often elimina...
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  • California Mortgage Lender: Streamline Your Loan Process with a 3-Month Bank Statement Program

    California Mortgage Lender: Streamline Your Loan Process with a 3-Month Bank Statement Program

    California Mortgage Lender: Streamline Your Loan Process with a 3-Month Bank Statement Program Eligibility and Benefits of the 3-Month Bank Statement Program Our 3-Month Bank Statement Program is designed for borrowers who: Have a consistent banking history that demonstrates ...
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  • Only a Desktop Appraisal Needed: Simplifying the Home Valuation Process

    Only a Desktop Appraisal Needed: Simplifying the Home Valuation Process

    Only a Desktop Appraisal Needed: Simplifying the Home Valuation Process What is a Desktop Appraisal and How Does It Work? A desktop appraisal is a type of real estate valuation that does not require a physical inspection of the property by an appraiser. Instead, the appraisal ...
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  • Low Fee Portfolio Program: Streamline Your Investment Costs

    Low Fee Portfolio Program: Streamline Your Investment Costs

    Low Fee Portfolio Program: Streamline Your Investment Costs Why Low Fee Portfolio Programs are Gaining Traction Low fee portfolio programs are becoming increasingly popular due to: Reduced Costs: Lower fees mean more of your money is working for you. Transparency: Clear fee s...
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  • Low Rate Portfolio Program: The Smart Investor’s Choice for Real Estate Financing

    Low Rate Portfolio Program: The Smart Investor’s Choice for Real Estate Financing

    Low Rate Portfolio Program: The Smart Investor’s Choice for Real Estate Financing The Appeal of Low Rate Financing for Real Estate Investors Low rate portfolio programs are particularly appealing due to: Reduced Interest Payments: Lowering the overall cost of borrowing....
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  • Low Cost Portfolio Program: Smart Financing for Savvy Investors

    Low Cost Portfolio Program: Smart Financing for Savvy Investors

    Low Cost Portfolio Program: Smart Financing for Savvy Investors Understanding the Low Cost Portfolio Program Landscape Low Cost Portfolio Programs are financing solutions tailored for real estate investors looking to minimize their financial outlay. These programs often featur...
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