-
FHFA raises caps on conventional mortgages, what does this mean for homebuyers?
FHFA raises caps on conventional mortgages, what does this mean for homebuyers? 12/12/2022 On November 29th, the Federal Housing Finance Agency (FHFA) announced updated Conforming Loan Limits for conventional mortgages for 2023. The 2023 conventional mortgage limits ar...Read more -
Super Bowl perfect ending! Super Bowl can predict the stock market?
Super Bowl perfect ending! Super Bowl can predict the stock market? 02/23/2023 “Super Bowl Indicator” Last weekend, the United States celebrated a national carnival, the Super Bowl. The Super Bowl is the annual championship game of the National Football League (NF...Read more -
[Rate hike comes to an end] Powell “leak” stops rate hike point?
[Rate hike comes to an end] Powell “leak” stops rate hike point? 02/10/2023 Further slowing of the pace! Last Wednesday, the February meeting of the FOMC came to an end. As widely expected by the market, the Federal Reserve’s Monetary Policy Committee...Read more -
The “Paper Tiger” GDP: Is the Fed’s dream of a soft landing coming true?
The “Paper Tiger” GDP: Is the Fed’s dream of a soft landing coming true? 02/03/2023 Why did GDP beat expectations? Last Thursday, Commerce Department data showed that U.S. real GDP grew at a 2.9% quarter-over-quarter rate last year, slower than the 3.2% incr...Read more -
How long will the high interest rates last after the end of the rate hikes?
How long will the high interest rates last after the end of the rate hikes? 01/20/2023 Inflation continues to cool! End of the Era of Aggressive Rate Hikes The days of aggressive rate hikes are over – the latest data released by CPI was even better than expected. ...Read more -
The unemployment rate will increase massively this year, the interest rates should fall again!
The unemployment rate will increase massively this year, the interest rates should fall again! 01/12/2023 Labor market cools On January 6, the Bureau of Labor Statistics released data showing that U.S. nonfarm payrolls rose by 223,000 in December, the lowest level since negat...Read more -
Winter will eventually be over – Inflation Outlook 2023: How long will high inflation last?
Winter will eventually be over – Inflation Outlook 2023: How long will high inflation last? 12/30/2022 Inflation continues to cool! “Inflation” is the most important keyword for the U.S. economy in 2022. The Consumer Price Index (CPI) has soared in th...Read more -
The Federal Reserve’s annual finale – five important indicators!
The Federal Reserve’s annual finale – five important indicators! 12/26/2022 Last week, the eyes of the world markets turned once again to the Federal Reserve – at the end of a two-day rate meeting, the Fed will announce its monetary policy decisions for Dece...Read more -
[2023 Outlook] The time of the real estate bubble is over, interest rates have peaked and the real estate market starts to recover in the second half of the year!
[2023 Outlook] The time of the real estate bubble is over, interest rates have peaked and the real estate market starts to recover in the second half of the year! 12/19/2022 Powell: the end of the housing bubble In 2005, former Federal Reserve Chairman Alan Greenspan told Co...Read more -
The Fed has sent an important signal! Slow the rate hike pace in December and turn to cut rates in 2023
The Fed has sent an important signal! Slow the rate hike pace in December and turn to cut rates in 2023 12/05/2022 Minutes of the November meeting published Last Thursday, the Federal Reserve released the minutes of its highly anticipated November monetary policy meeting. &nb...Read more -
Will the “curse of the World Cup” that occurs every four years repeat once again? Interest rates will also be affected!
Will the “curse of the World Cup” that occurs every four years repeat once again? Interest rates will also be affected! 11/28/2022 “Curse of the World Cup” In November, the world is in for a sporting feast – the World Cup. Whether you are a fan o...Read more -
Based on the history of the U.S. Banking industry, what is the difference between a mortgage lender and a retail bank?
Based on the history of the U.S. Banking industry, what is the difference between a mortgage lender and a retail bank? 11/21/2022 History of U.S. Banking In 1838, the United States enacted the Free Banking Act, which allowed for the free development of the early financial se...Read more