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The Latest News on California’s “Dream for All” 20% Down Payment Assistance Program! !
The Latest News on California’s “Dream for All” 20% Down Payment Assistance Program! ! 10/18/2023 Since mid-July, after we shared the latest news about the 20% down payment assistance program Dream for All Program in California, we have been continuously receiving inquiries f...Read more -
No Checks At All! No Credit Reports! No Bank Statement! No Income Verification! The Unprecedented ‘Three No Needs’ Loan Plan is here!
No Checks At All! No Credit Reports! No Bank Statement! No Income Verification! The Unprecedented ‘Three No Needs’ Loan Plan is here! 10/06/2023 Recently, I saw a post on a forum where a user had his eyes on a property in excellent condition for investment but was...Read more -
AAA LENDINGS Mini Course: What Do You Know About Appraisal Reports?
AAA LENDINGS Mini Course: What Do You Know About Appraisal Reports? 09/28/2023 When purchasing or refinancing, it is crucial to determine the accurate market value of your property. Unless the client can obtain a Property Inspection Waiver (PIW), the appraisal report will be ...Read more -
Government Down Payment Assistance (DPA) – How much do you know？
Government Down Payment Assistance (DPA) How much do you know？ 09/28/2023 The latest data from the National Association of Realtors (NAR) shows that first-time homebuyers accounted for 28% of total U.S. home sales in the first half of this year, up from 27% in the same per...Read more -
Jumbo Loans: Going Beyond Traditional Loan Limits
Jumbo Loans: Going Beyond Traditional Loan Limits 08/23/2023 Understanding Jumbo Loans: Definitions and Eligibility Jumbo loans, or Jumbo Mortgages, offer higher loan amounts for properties that exceed the standard loan limits set by the Federal Housing Finance Agency (FHFA)...Read more -
How to Choose Between Fixed-Rate Mortgage and Adjustable-Rate Mortgage When Applying for a Loan?
How to Choose Between Fixed-Rate Mortgage and Adjustable-Rate Mortgage When Applying for a Loan? 08/21/2023 When buying house, we often need to consider different types of loans, including two main types: fixed rate loans and adjustable rate loans. Knowing the difference bet...Read more -
What should a self-employed individual pay attention to when applying for a mortgage?
What should a self-employed individual pay attention to when applying for a mortgage? 08/18/2023 Self-employed individuals looking for a suitable loan program can face various challenges, especially when trying to meet home loan requirements. In this article, we look at the ...Read more -
Refinancing a Mortgage in the U.S.: A Practical Guide to Get a Grip
Refinancing a Mortgage in the U.S.: A Practical Guide to Get a Grip 08/16/2023 Refinancing a mortgage, also known as “re-mortgaging,” is a type of loan process where homeowners can use a new loan to pay off their existing home loan. Homeowners in the U.S. often c...Read more -
Home Loan Guide for Salaried borrowers: Step-by-step to Your Homeownership Dream
Home Loan Guide for Salaried borrowers: Step-by-step to Your Homeownership Dream 08/14/2023 I. Saving Money on Your First Home Loan For salaried borrowers, getting a home loan for the first time is a major financial decision. The term “first-time homebuyer” typic...Read more -
The First-Time Home Buyer’s Journey: Explore Down Payment Assistance, Mortgage Rates, and More
The First-Time Home Buyer's Journey: Explore Down Payment Assistance, Mortgage Rates, and More 07/25/2023 Embarking on the journey of buying your first home is an exciting and complex process filled with new experiences, decisions to make, and fact...Read more -
LA the $85,000 down payment assistance
LA the $85,000 down payment assistance 06/06/2023 The City of Los Angeles is currently changing the income requirements for the Home Ownership Program, a down payment assistance program that targets moderate and low-income people. The new requiremen...Read more -
The Federal Reserve has announced: the official use of the SOFR as a replacement for LIBOR! What are the SOFR main areas of concern when calculating the floating rate?
The Federal Reserve has announced: the official use of the SOFR as a replacement for LIBOR! What are the SOFR main areas of concern when calculating the floating rate? 01/07/2023 On December 16, the Federal Reserve adopts final rule that implements Adjustable Interest Rate (L...Read more