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- AAA Lendings Non-QM Salary & Self-employed borrower Asset Program – True Stated Income – AAA Lendings
Overview Use borrower’s asset to qualify, borrower’s assets need to cover at least 6-month deposits of monthly income. Details 1) No P&L Needed; 2) No WVOE Needed; 3) 12 months reserves calculated on PI (Not PITIA other lender required); 4) Gift funds allowed; 5) Loan amount up to $2.5M; 6) Purchase & No Cash out available. What’s this program? • Do you know how to use asset only to qualify for you house mortgage loan? • Were you suspended or denied by ... -
- AAA Lendings AAA Jumbo Plus – AAA Lendings
Overview 30 years fixed. Easier Qualify. Details 1) Primary & Investment: 1-4 Units; 2) 2nd Home: 1 Unit; 3) No Mortgage Insurance; 4) Max. LTV 85%; 5) Min. 12 months reserves on PITIA; 6) Min. Fico 680; 7) Max. Loan amount $3.0M; 8) Max cash-out amount $500,000. * Min. Loan Amount: Max Fannie Mae General LoanLimit + $1 Loan scenario 1. Purchase / Primary / Value $2.4M / Loan amount 2.0M / LTV 83.3% / Fico 740 2. Purchase / Primary / Value $3.2 M / Loan amount 2.5M / L... -
- AAA Lendings Enhanced R series – Elite WVOE – AAA Lendings
Overview Similar with WVOE. 7/6 ARM (5/1/5). CA,CO,GA,IL.VA,WA are available. Details 1) Foreign national allowed; 2) No paystub / W-2 / tax return needed; 3) Gift funds allowed; 4) Loan amount up to $2.0M; 5) Down payment as lower as 30%; 6) Min. FICO 680. What’s the program? Did you have ever meet this kind of case? Did the Lender condition updated paystubs again and again? Did the lender calculate your income and tell you not qualify with the house mortgage? Are you har... -
- AAA Lendings AAA Conventional Conforming Loans for most of the Borrowers in United States – AAA Lendings
What is conventional Conforming Loan? A conforming loan is a mortgage with terms and conditions that meet the funding criteria of Fannie Mae and Freddie Mac. Conforming loans cannot exceed a certain dollar limit, which changes from year to year. In 2022, the limit is $647,200 for most parts of the U.S. but is higher in some more expensive areas. You can search on the internet for each county loan conforming loan limits for current year. The mission of Fannie Mae and Freddie Mac resu... -
- AAA Lendings AAA Conventional Conforming Loans for most of the Borrowers in United States – AAA Lendings
What is conventional Conforming Loan? A conforming loan is a mortgage with terms and conditions that meet the funding criteria of Fannie Mae and Freddie Mac. Conforming loans cannot exceed a certain dollar limit, which changes from year to year. In 2022, the limit is $647,200 for most parts of the U.S. but is higher in some more expensive areas. You can search on the internet for each county loan conforming loan limits for current year. The mission of Fannie Mae and Freddie Mac resu... -
- AAA Lendings Non-QM Salary & Self-employed borrower Asset Program – True Stated Income – AAA Lendings
Overview Use borrower’s asset to qualify, borrower’s assets need to cover at least 6-month deposits of monthly income. Details 1) No P&L Needed; 2) No WVOE Needed; 3) 12 months reserves calculated on PI (Not PITIA other lender required); 4) Gift funds allowed; 5) Loan amount up to $2.5M; 6) Purchase & No Cash out available. What’s this program? • Do you know how to use asset only to qualify for you house mortgage loan? • Were you suspended or denied by ... -
- AAA Lendings Non-QM Self-employed borrower program – P&L(Self Prepared Profit & Loss Only) – AAA Lendings
Overview Self-employed borrowers only, who can not go with agency mortgage loans, and do not want to provide varities of income documents. Details 1) No CPA signature needed; 2) Foreign national allowed; 3) Loan amount up to $10M; 4) 12 months reserves calculated on PI(Not PITIA other lender required); 5) No tax returns needed; 6) Gift funds allowed; 7) Down payment as lower as 30%; 8) Min. FICO 680. What’s this program? Who can apply for this program? • Are you a self-emp... -
- AAA Lendings Non-QM Easily Qualified Asset only option – ATR-In-Full – AAA Lendings
Overview Popular asset program. Borrower has certain amount of money, which can cover the purchase price or loan amount and closing cost. No employment info; No DTI. Details 1) Up to 75% LTV; 2) Up to $4M loan amount; 3) Primary residence only; 4) No limits on number of properties financed; 5) At least 6-month reserves from borrower’s own funds. What’s this program? The ATR-In-Full program is also a asset program, which is qualified with asset only. A good choice of ... -
- AAA Lendings Non-QM Non-DTI ratio Program – Asset Depletion(Asset Only) – AAA Lendings
Overview A borrower sold their multi-million dollar business and then found the home of their dreams but had no source of income to document. Details 1) Up to $2.5M loan amount; 2) Up to 80% LTV; 3) DTI ratio is 50%; 4) Cash-out is accepted; 5) No need employment information in loan application; 6) Asset divide 84 or fixed loan terms to get the borrrower qualified income. What is the program？ • Is your job or income failed to qualify a mortgage loan? • Do you have enough ... -
- AAA Lendings Enhanced R series – Elite WVOE – AAA Lendings
Overview Similar with WVOE. 7/6 ARM (5/1/5). CA,CO,GA,IL.VA,WA are available. Details 1) Foreign national allowed; 2) No paystub / W-2 / tax return needed; 3) Gift funds allowed; 4) Loan amount up to $2.0M; 5) Down payment as lower as 30%; 6) Min. FICO 680. What’s the program? Did you have ever meet this kind of case? Did the Lender condition updated paystubs again and again? Did the lender calculate your income and tell you not qualify with the house mortgage? Are you har... -
- AAA Lendings Second Loan – AAA Lendings
Overview Standalones Second Loan. Second Loan Only is acceptable. 15 Years Term.Other term options（5 yrs, 10yrs, 20yrs, 30yrs). * Subject property should have a first mortgage. * This Program can be available on AZ,CA,CO,FL,GA,IL,MD,MI,MN,OH,OR,PA,SC,VA,WA. Details 1) No Prepayment Penalty; 2) 1 Unit & Up to 90% CLTV; 3) Min FICO 680; 4) Max Loan amount $250,000; 5) Primary & Second home eligible. 6) Piggyback’s also available Credit Guideline (1)If there a... -
- AAA Lendings AAA Conventional Conforming Loans for most of the Borrowers in United States – AAA Lendings
What is conventional Conforming Loan? A conforming loan is a mortgage with terms and conditions that meet the funding criteria of Fannie Mae and Freddie Mac. Conforming loans cannot exceed a certain dollar limit, which changes from year to year. In 2022, the limit is $647,200 for most parts of the U.S. but is higher in some more expensive areas. You can search on the internet for each county loan conforming loan limits for current year. The mission of Fannie Mae and Freddie Mac resu...