Wholesale - AAA Lendings Temporary Buydown – AAA Lendings lender and investor

Product Detail

The dream of homeownership isn't limited to traditional homebuyers. At AAA LENDINGS, we have specialized programs to cater to non-traditional borrowers. If you're self-employed, have a fluctuating income, or face unique financial circumstances, our loan options can capture your interest. We embrace diversity in borrowers and actively seek out innovative lending solutions, ensuring that your journey to homeownership remains engaging, regardless of your financial situation. Top Ten Mortgage Lenders , Mortgage Broker Education , Conventional Loan With Pmi , At AAA LENDINGS, we understand that choosing a mortgage lender is a pivotal decision. That's why we go the extra mile to make your experience as inviting as possible. We offer a user-friendly website with easy navigation, ensuring that you can access essential information effortlessly. You'll also find helpful tools and resources like mortgage calculators and informative blog posts, designed to empower you with knowledge and make your mortgage journey engaging and educational.

– AAA Lendings Temporary Buydown – AAA Lendings Detail:

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Overview

A buydown is a way for a borrower to obtain a lower interest rate by paying discount points at closing. In the case of discount points, the interest rate is lower for the loan term.
* For Conforming & High Balance Loan

Loan Scenario

· 2-1 Buydown
· 30 Years Fixed
· Note Rate 7.000% (Note rate quotes as of 11/07/2022, subject to market change)
· Loan Amount $500,000 * Max. seller credit 2.5% to cover the cost (including buydown rate)

	Year 1	Year 2	Year 3, 4, 5, …
Interest Rate	5.000%	6.000%	7.000%
Mthly PMT	$2,684.11	$2,997.75	$3,326.51
Mthly PMT Saving	$642.40	$328.76	/

· Loan amount < $150,000 (-0.500)
· Att-Condo w/term >15 Yr & LTV >75% – 80% (-0.750)
· 2-4 Units w/all terms & LTV≤80% (-1.000)
· Subordination CLTV<80% (-0.375) , CLTV≥80% (-1.250)
· High Balance LTV >60% – 75% (-0.750), >75% – 90% (-1.000)
· 45 day (-0.149), 60 day (-0.250)
· Eligible Account Source -Contributor is from only Seller/Builder. Other interest parties contributions depends on lender approval.
★Buydown cost depends on the total annual mortgage payment difference between the buy-down rate and note rate.
★Lender Fee same as the Agency Program.

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In the world of mortgage lending, accessibility is key. Our digital mortgage platform is designed with your convenience in mind. You can apply for a mortgage, upload documents, and track your loan progress online, all from the comfort of your home. We've created an engaging digital experience that puts you in control, ensuring that you can manage your mortgage application at your own pace, 24/7. – AAA Lendings Temporary Buydown – AAA Lendings , The product will supply to all over the world, such as: France , Portugal , Czech Republic , High output volume, top quality, timely delivery and your satisfaction are guaranteed. We welcome all inquiries and comments. We also offer agency service---that act as the agent in china for our customers. If you are interested in any of our products or have an OEM order to fulfill, please feel free to contact us now. Working with us will save you money and time.

-AAA Lendings