– AAA Lendings Temporary Buydown – AAA Lendings Detail:
				
		Overview
	
A buydown is a way for a borrower to obtain a lower interest rate by paying discount points at closing. In the case of discount points, the interest rate is lower for the loan term.
* For Conforming & High Balance Loan
		Loan Scenario
	
· 2-1 Buydown
· 30 Years Fixed
· Note Rate 7.000%
· Loan Amount $500,000 * Max. seller credit 2.5% to cover buydown rate cost
| Year 1 | Year 2 | Year 3, 4, 5, … | |
| Interest Rate | 5.000% | 6.000% | 7.000% | 
| Mthly PMT | $2,684.11 | $2,997.75 | $3,326.51 | 
| Mthly PMT Saving | $642.40 | $328.76 | / | 
· Loan amount < $150,000 (-0.500)
· Att-Condo w/term >15 Yr & LTV >75% – 80% (-0.750)
· 2-4 Units w/all terms & LTV≤80% (-1.000)
· Subordination CLTV<80% (-0.375) , CLTV≥80% (-1.250)
· High Balance LTV >60% – 75% (-0.750), >75% – 90% (-1.000)
· 45 day (-0.149), 60 day (-0.250)
· Eligible Account Source -Contributor is from only Seller/Builder. Other interest parties contributions depends on lender approval.
★Buydown cost depends on the total annual mortgage payment difference between the buy-down rate and note rate.
★Lender Fee same as the Agency Program.
Product detail pictures:
Related Product Guide:
Planning your financial future begins with the right mortgage partner, and at AAA LENDINGS, we are committed to helping you achieve your dreams. We understand that the journey towards homeownership can be exciting but also daunting. Our seasoned professionals are more than just mortgage experts; they are your financial allies. They are available to discuss your goals, assess your financial situation, and provide personalized guidance that captures your interest. We take pride in being the guiding hand that empowers you to make informed decisions about your future. – AAA Lendings Temporary Buydown – AAA Lendings , The product will supply to all over the world, such as: Serbia , Cyprus , Atlanta , We set a strict quality control system. We have return and exchange policy, and you can exchange within 7 days after receive the wigs if it is in new station and we service repairing free for our products. Please feel free to contact us for further information if you have any questions. We are glad to work for every client.
 By Judith
 from
                                New Zealand
 -
                                2018.12.22 12:52
 By Judith
 from
                                New Zealand
 -
                                2018.12.22 12:52
                            A nice supplier in this industry, after a detail and careful discussion, we reached a consensus agreement. Hope that we cooperate smoothly.
 By Evelyn
 from
                                Hamburg
 -
                                2018.06.03 10:17
 By Evelyn
 from
                                Hamburg
 -
                                2018.06.03 10:17
                            

 
				



