Wholesale - AAA Lendings Temporary Buydown – AAA Lendings lender and investor

Product Detail

While many lenders have limited their scope, we continue to expand our presence across various states, serving borrowers in 45 states, including some of the most dynamic markets like California and Texas. Our expansive reach allows us to understand and adapt to regional nuances, ensuring that our clients in different states receive localized support while still benefiting from our nationwide expertise. Mortgage Broker Or Bank , Georgia Mortgage Broker Or Lender , Mortgage Broker Reviews , We believe in empowering our clients through knowledge. At AAA LENDINGS, we provide a wealth of resources and educational materials to demystify the world of mortgages. From articles and guides on our website to informative webinars, we ensure that you have access to the information you need to make informed decisions about your home financing. Your journey to homeownership should be one of confidence, and we're here to provide the knowledge to make that a reality.

– AAA Lendings Temporary Buydown – AAA Lendings Detail:

BDL

Overview

A buydown is a way for a borrower to obtain a lower interest rate by paying discount points at closing. In the case of discount points, the interest rate is lower for the loan term.
* For Conforming & High Balance Loan

Loan Scenario

The First Year Rate is 4.375%

· 2-1 Buydown
· 30 Years Fixed
· Note Rate 6.375% (Note rate quotes as of 11/21/2022, subject to market change)
· Loan Amount $500,000 * Max. seller credit 2.5% to cover the cost (including buydown rate)

	Year 1	Year 2	Year 3, 4, 5, …
Interest Rate	4.375%	5.375%	6.375%
Mthly PMT	$2,496.43	$2,799.86	$3,119.35
Mthly PMT Saving	$622.92	$319.49	/

Quick Calculate

· Loan amount < $150,000 (-0.500)
· Att-Condo w/term >15 Yr & LTV >75% – 80% (-0.750)
· 2-4 Units w/all terms & LTV≤80% (-1.000)
· Subordination CLTV<80% (-0.375) , CLTV≥80% (-1.250)
· High Balance LTV >60% – 75% (-0.750), >75% – 90% (-1.000)
· 45 day (-0.149), 60 day (-0.250)
· Eligible Account Source -Contributor is from only Seller/Builder. Other interest parties contributions depends on lender approval.
★Buydown cost depends on the total annual mortgage payment difference between the buy-down rate and note rate.
★Lender Fee same as the Agency Program.

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Customer education is a cornerstone of AAA LENDINGS' mission. We believe that an informed borrower is an empowered borrower. That's why we go the extra mile to provide educational resources and guidance to help you navigate the complexities of the mortgage process. Our team is dedicated to answering your questions, explaining the intricacies of interest rates, loan options, and more, ensuring that you make well-informed decisions. Your financial literacy and confidence matter to us. – AAA Lendings Temporary Buydown – AAA Lendings , The product will supply to all over the world, such as: Pretoria , Slovenia , Johor , We'd like to invite customers from abroad to discuss business with us. We can present our clients with high quality products and excellent service. We're sure that we'll have good cooperative relationships and make a brilliant future for both parties.

-AAA Lendings

The sales manager has a good English level and skilled professional knowledge, we have a good communication. He is a warm and cheerful man, we have a pleasant cooperation and we became very good friends in private.