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Your time is precious, and we respect that. At AAA LENDINGS, we're committed to streamlining the mortgage process to save you time and effort. Our online application is user-friendly and designed with your convenience in mind. You can complete the application at your own pace, from the comfort of your home or office. We know you have a busy life, and we aim to make the mortgage process engaging, efficient, and time-saving. Mortgage Lender List In Ca , Top Mortgage Lenders List , Conventional Loan Guidelines 2021 , At AAA LENDINGS, we stand out from the crowd of mortgage lenders by prioritizing flexibility and adaptability in our approach. We understand that every borrower's financial situation is unique, and we are fully equipped to craft tailored solutions that cater to your specific needs. Whether you're a first-time homebuyer, a real estate investor, or looking to refinance, our team of experts is here to guide you through the intricacies of the mortgage process. We believe that mortgage lending should not be a one-size-fits-all endeavor, and that's what sets us apart.
– AAA Lendings Temporary Buydown – AAA Lendings Detail:

BDL

Overview

A buydown is a way for a borrower to obtain a lower interest rate by paying discount points at closing. In the case of discount points, the interest rate is lower for the loan term.
* For Conforming & High Balance Loan

Loan Scenario

The First Year Rate is 4.375%

· 2-1 Buydown
· 30 Years Fixed
· Note Rate 6.375% (Note rate quotes as of 11/21/2022, subject to market change)
· Loan Amount $500,000  * Max. seller credit 2.5% to cover the cost (including buydown rate)

Year 1 Year 2 Year 3, 4, 5, …
Interest Rate 4.375% 5.375% 6.375%
Mthly PMT $2,496.43 $2,799.86 $3,119.35
Mthly PMT Saving $622.92 $319.49 /


Quick Calculate

· Loan amount < $150,000 (-0.500)
· Att-Condo w/term >15 Yr & LTV >75% – 80% (-0.750)
· 2-4 Units w/all terms & LTV≤80% (-1.000)
· Subordination CLTV<80% (-0.375) , CLTV≥80% (-1.250)
· High Balance LTV >60% – 75% (-0.750), >75% – 90% (-1.000)
· 45 day (-0.149), 60 day (-0.250)
· Eligible Account Source -Contributor is from only Seller/Builder. Other interest parties contributions depends on lender approval.
★Buydown cost depends on the total annual mortgage payment difference between the buy-down rate and note rate.
★Lender Fee same as the Agency Program.


Product detail pictures:

– AAA Lendings Temporary Buydown – AAA Lendings detail pictures


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Transparency is at the core of our operations. We take pride in our open and honest communication with our clients. No hidden fees, no surprises. We provide clear, straightforward information about your mortgage options, ensuring you have all the facts to make informed decisions. Our goal is to build trust with our clients by being forthright and transparent, making your home financing experience as smooth as possible. – AAA Lendings Temporary Buydown – AAA Lendings , The product will supply to all over the world, such as: Doha , Morocco , Somalia , Welcome to visit our company, factory and our showroom where displays various hair products that will meet your expectation. Meanwhile, it is convenient to visit our website, and our sales staff will try their best to provide you the best service. Please contact us if you need more information. Our aim is to help customers realize their goals. We are making great efforts to achieve this win-win situation.
  • Production management mechanism is completed, quality is guaranteed, high credibility and service let the cooperation is easy, perfect!
    5 Stars By Colin Hazel from Ghana - 2018.09.23 18:44
    Adhering to the business principle of mutual benefits, we have a happy and successful transaction, we think we will be the best business partner.
    5 Stars By Tina from Houston - 2018.07.27 12:26