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In the world of mortgage lending, accessibility is key. Our digital mortgage platform is designed with your convenience in mind. You can apply for a mortgage, upload documents, and track your loan progress online, all from the comfort of your home. We've created an engaging digital experience that puts you in control, ensuring that you can manage your mortgage application at your own pace, 24/7. Mortgage Lender , Mortgage Broker Vs Bank , Mortgage Lender Zillow , As your mortgage partner, we offer more than just loans; we offer a community. AAA LENDINGS is dedicated to creating a sense of belonging for our clients. Our online platform features forums and discussions where you can connect with fellow borrowers, share experiences, and seek advice. This community-driven approach fosters an engaging environment where you can find support, insights, and inspiration as you navigate the path to homeownership.
– AAA Lendings Temporary Buydown – AAA Lendings Detail:

BDL

Overview

A buydown is a way for a borrower to obtain a lower interest rate by paying discount points at closing. In the case of discount points, the interest rate is lower for the loan term.
* For Conforming & High Balance Loan

Loan Scenario

The First Year Rate is 4.375%

· 2-1 Buydown
· 30 Years Fixed
· Note Rate 6.375% (Note rate quotes as of 11/21/2022, subject to market change)
· Loan Amount $500,000  * Max. seller credit 2.5% to cover the cost (including buydown rate)

Year 1 Year 2 Year 3, 4, 5, …
Interest Rate 4.375% 5.375% 6.375%
Mthly PMT $2,496.43 $2,799.86 $3,119.35
Mthly PMT Saving $622.92 $319.49 /


Quick Calculate

· Loan amount < $150,000 (-0.500)
· Att-Condo w/term >15 Yr & LTV >75% – 80% (-0.750)
· 2-4 Units w/all terms & LTV≤80% (-1.000)
· Subordination CLTV<80% (-0.375) , CLTV≥80% (-1.250)
· High Balance LTV >60% – 75% (-0.750), >75% – 90% (-1.000)
· 45 day (-0.149), 60 day (-0.250)
· Eligible Account Source -Contributor is from only Seller/Builder. Other interest parties contributions depends on lender approval.
★Buydown cost depends on the total annual mortgage payment difference between the buy-down rate and note rate.
★Lender Fee same as the Agency Program.

Product detail pictures:

– AAA Lendings Temporary Buydown – AAA Lendings detail pictures

Related Product Guide:
Navigating the mortgage landscape can be complicated, but AAA LENDINGS simplifies the process, making it engaging and stress-free. We offer a clear and concise document collection system, allowing you to easily upload the required paperwork online. We are keenly aware that your time is valuable, and by making the process smoother, we keep you actively engaged and in control of your mortgage journey. – AAA Lendings Temporary Buydown – AAA Lendings , The product will supply to all over the world, such as: Bangkok , Kenya , Lahore , We provide good quality but unbeatable low price and the best service. Welcome to post your samples and color ring to us .We will produce the goods according to your request. If you are interested in any products we offer, please feel free to contact us directly by mail, fax, telephone or internet. We are here to answer your questions from Monday to Saturday and looking forward to cooperating with you.
    • It is a very good, very rare business partners, looking forward to the next more perfect cooperation!
    5 Stars By Madge from Finland - 2017.05.21 12:31
    We always believe that the details decides the company's product quality, in this respect, the company conform our requirements and the goods are meet our expectations.
    5 Stars By Gwendolyn from Peru - 2018.06.12 16:22

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