Wholesale - AAA Lendings Second Loan – AAA Lendings lender and investor

Product Detail

AAA LENDINGS is not just a lender; we are your financial partner. We take the time to listen to your financial goals and aspirations, offering guidance beyond the application process. Our commitment to your financial well-being extends far beyond closing the deal, and we are dedicated to helping you achieve your long-term objectives, whether that's homeownership, real estate investment, or debt consolidation. Mortgage Broker Vs Bank , Do Mortgage Lenders Work On Weekends , Low Mortgage Rate , We understand that financial challenges can arise unexpectedly, and we're here to provide solutions when you need them most. In addition to traditional mortgage products, AAA LENDINGS offers a range of flexible loan programs that cater to unique financial situations. Whether you have a less-than-perfect credit score, are self-employed, or have unconventional income sources, we have loan options designed to meet your needs.

– AAA Lendings Second Loan – AAA Lendings Detail:

Title SL

Overview

Standalone & Piggyback.
Second Loan Only is acceptable.

* Subject property should have a first mortgage.

Program Highlights

15 Years Term.
Other term options（5 yrs, 10yrs, 20yrs, 30yrs).

1) No Prepayment Penalty;
2) Max. CLTV 85%;
3) Min. FICO 680;
4) Max. Loan Amount $250,000;
5) Primary & Second home are eligible.

Income Guideline

★Piggybacks: follow AUS for tax return requirements.
★Standalones: 2 yrs tax returns(business and personal) with all schedules,and Year to Date P&L.

General Guideline

★Max Origination Charge under the QM rule”Max Point & Fee 3%” or “5% for some loan level $0-$20k”

★$1.5MM Max Combined Liens.
★Buy-up is ineligible.
★Buy-down Ratio: 1:2 (0.125 decreased on rate, 0.250 cost to price. Max buy-down 1.000% in rate)
★Base Term: 180 months; (Please see the rate adjustment for other terms)

(1) Max DTI 43%.
(2)Qualifying rate is qualified at initial note rate.
(3)Assets/Funds to Close/Reserves follows first lien requirements.
(4)Mortgage late:0x30x24

Product detail pictures:

Related Product Guide:

AAA LENDINGS is not just a lender; we are your financial partner. We take the time to listen to your financial goals and aspirations, offering guidance beyond the application process. Our commitment to your financial well-being extends far beyond closing the deal, and we are dedicated to helping you achieve your long-term objectives, whether that's homeownership, real estate investment, or debt consolidation. – AAA Lendings Second Loan – AAA Lendings , The product will supply to all over the world, such as: Thailand , Russia , Riyadh , With excellent products, high quality service and sincere attitude of service, we ensure customer satisfaction and help customers create value for mutual benefit and create a win-win situation. Welcome customers all over the world to contact us or visit our company. We will satisfy you with our professional service!

-AAA Lendings