– AAA Lendings Second Loan – AAA Lendings Detail:
				
		Overview
	
Standalone & Piggyback.
Second Loan Only is acceptable.
* Subject property should have a first mortgage.
		Program Highlights
	
15 Years Term.
Other term options(5 yrs, 10yrs, 20yrs, 30yrs).
1) No Prepayment Penalty;
2) Max. CLTV 85%;
3) Min. FICO 680;
4) Max. Loan Amount $250,000;
5) Primary & Second home are eligible.
		Income Guideline
	
★Piggybacks: follow AUS for tax return requirements.
★Standalones: 2 yrs tax returns(business and personal) with all schedules,and Year to Date P&L.
		General Guideline
	
★Max Origination Charge under the QM rule”Max Point & Fee 3%” or “5% for some loan level $0-$20k”
★$1.5MM Max Combined Liens.
★Buy-up is ineligible.
★Buy-down Ratio: 1:2 (0.125 decreased on rate, 0.250 cost to price. Max buy-down 1.000% in rate)
★Base Term: 180 months; (Please see the rate adjustment for other terms)
(1) Max DTI 43%.
(2)Qualifying rate is qualified at initial note rate.
(3)Assets/Funds to Close/Reserves follows first lien requirements.
(4)Mortgage late:0x30x24
Product detail pictures:
 
                            Related Product Guide:
Your time is precious, and we respect that. At AAA LENDINGS, we're committed to streamlining the mortgage process to save you time and effort. Our online application is user-friendly and designed with your convenience in mind. You can complete the application at your own pace, from the comfort of your home or office. We know you have a busy life, and we aim to make the mortgage process engaging, efficient, and time-saving. – AAA Lendings Second Loan – AAA Lendings , The product will supply to all over the world, such as: Sudan , Benin , Madras , Look forward to the future, we will focus more on the brand building and promotion . And in the process of our brand global strategic layout we welcome more and more partners join us, work together with us based on mutual benefit. Let's develop market by fully utilizing our comprehensive advantages and strive for building.
 By Pag
 from
                                Serbia
 -
                                2018.10.09 19:07
 By Pag
 from
                                Serbia
 -
                                2018.10.09 19:07
                            The company leader recept us warmly, through a meticulous and thorough discussion, we signed a purchase order. Hope to cooperate smoothly
 By Elsa
 from
                                St. Petersburg
 -
                                2017.06.29 18:55
 By Elsa
 from
                                St. Petersburg
 -
                                2017.06.29 18:55
                            

 
				



