– AAA Lendings Second Loan – AAA Lendings Detail:

Overview
Standalone & Piggyback.
Second Loan Only is acceptable.
* Subject property should have a first mortgage.
Program Highlights
15 Years Term.
Other term options(5 yrs, 10yrs, 20yrs, 30yrs).
1) No Prepayment Penalty;
2) Max. CLTV 85%;
3) Min. FICO 680;
4) Max. Loan Amount $250,000;
5) Primary & Second home are eligible.
Income Guideline
★Piggybacks: follow AUS for tax return requirements.
★Standalones: 2 yrs tax returns(business and personal) with all schedules,and Year to Date P&L.
General Guideline
★Max Origination Charge under the QM rule”Max Point & Fee 3%” or “5% for some loan level $0-$20k”
★$1.5MM Max Combined Liens.
★Buy-up is ineligible.
★Buy-down Ratio: 1:2 (0.125 decreased on rate, 0.250 cost to price. Max buy-down 1.000% in rate)
★Base Term: 180 months; (Please see the rate adjustment for other terms)
(1) Max DTI 43%.
(2)Qualifying rate is qualified at initial note rate.
(3)Assets/Funds to Close/Reserves follows first lien requirements.
(4)Mortgage late:0x30x24
Product detail pictures:
Related Product Guide:
Customer education is a cornerstone of AAA LENDINGS' mission. We believe that an informed borrower is an empowered borrower. That's why we go the extra mile to provide educational resources and guidance to help you navigate the complexities of the mortgage process. Our team is dedicated to answering your questions, explaining the intricacies of interest rates, loan options, and more, ensuring that you make well-informed decisions. Your financial literacy and confidence matter to us. – AAA Lendings Second Loan – AAA Lendings , The product will supply to all over the world, such as: Singapore , Hyderabad , Iraq , Relying on superior quality and excellent post-sales, our products sell well in America, Europe, the Middle East and South Africa. We are also the appointed OEM factory for several worlds' famous products brands. Welcome to contact us for further negotiation and cooperation.
With a positive attitude of regard the market, regard the custom, regard the science, the company works actively to do research and development. Hope we have a future business relationships and achieving mutual success.







