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Customer education is a cornerstone of AAA LENDINGS' mission. We believe that an informed borrower is an empowered borrower. That's why we go the extra mile to provide educational resources and guidance to help you navigate the complexities of the mortgage process. Our team is dedicated to answering your questions, explaining the intricacies of interest rates, loan options, and more, ensuring that you make well-informed decisions. Your financial literacy and confidence matter to us. Top Mortgage Lenders In California , Lender List , Tila-Respa Integrated Disclosure , Your financial goals are unique, and we believe your mortgage should reflect that. At AAA LENDINGS, we provide a range of loan options, each tailored to different financial scenarios. Whether you're a young professional seeking your first home, a growing family in need of more space, or a savvy investor expanding your real estate portfolio, we have loan programs designed to meet your specific needs. We understand that your financial journey is distinctive, and our mortgage solutions are crafted to keep you engaged and excited about your future.
– AAA Lendings Reserves Mortgage – AAA Lendings Detail:

Title

Overview

No Docs No Credit.

5 Years Fixed Rate Balloon.
30 Years Amortization Term.

4-Year P&I (Principal & Interest) Reserves Required.
Max. loan Amount $7,500,000.
One Month Bank Statement,No Need to Source Large Deposit

*Reserves shall be deposited into AAA LENDING’s designated bank account (Reserve Account: Non-Interest Depository Account)

Details

Not needed:

1) Income;
2) DTI;
3) DSCR;
4) Credit Report;
5) Tax Return;
6) Employment.

Allowed:

7) Max. 70% LTV;
8) 100% Gift Funds;
9) Mixed Use Property;
10) Foreign National;
11) Investment Only: 1-4 Units;
12) Purchase & R/T Refi & C/O Refi allowed.

General Guideline

(1) Foreign National:Allowed – Must obtain ITIN (W-7 Form).
(2) POA:Allowed – Only Individual Borrower(s).
(3) Property Type:SFR (1-4 units), Condo, Townhomes, PUD.


Product detail pictures:

– AAA Lendings Reserves Mortgage – AAA Lendings detail pictures


Related Product Guide:

Our commitment to excellence and dedication to our customers have propelled us to expand our operations across 45 states, including Arizona, California, Washington D.C., Florida, Nevada, and Texas, among others. However, our success isn't solely defined by numbers. The countless positive reviews and strong word-of-mouth reputation we've garnered serve as a testament to the trust and confidence the market has placed in us. – AAA Lendings Reserves Mortgage – AAA Lendings , The product will supply to all over the world, such as: French , Canberra , Ecuador , During in 11 years, We've participated in more than 20 exhibitions, obtains the highest praise from each customer. Our company has been devoting that customer first and committed to helping customers expand their business, so that they become the Big Boss !
  • We are old friends, the company's product quality has been always very good and this time the price is also very cheap.
    5 Stars By Gladys from Johor - 2017.08.15 12:36
    It is a very good, very rare business partners, looking forward to the next more perfect cooperation!
    5 Stars By Jenny from Jamaica - 2018.05.13 17:00