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While many lenders have limited their scope, we continue to expand our presence across various states, serving borrowers in 45 states, including some of the most dynamic markets like California and Texas. Our expansive reach allows us to understand and adapt to regional nuances, ensuring that our clients in different states receive localized support while still benefiting from our nationwide expertise. Mortgage Lender Vs Broker , Down Payment , Direct Lender , At AAA LENDINGS, our commitment to excellence extends to our team. We're proud to have a dedicated group of professionals who are experts in the mortgage industry. Our loan officers are not just experts; they are your allies. They are here to guide you through the entire lending process, from application to closing. We take pride in our team's expertise, ensuring you receive the highest level of service and support.
– AAA Lendings Reserves Mortgage – AAA Lendings Detail:

Title

Overview

No Docs No Credit.

5 Years Fixed Rate Balloon.
30 Years Amortization Term.

4-Year P&I (Principal & Interest) Reserves Required.
Max. loan Amount $7,500,000.
One Month Bank Statement,No Need to Source Large Deposit

*Reserves shall be deposited into AAA LENDING’s designated bank account (Reserve Account: Non-Interest Depository Account)

Details

Not needed:

1) Income;
2) DTI;
3) DSCR;
4) Credit Report;
5) Tax Return;
6) Employment.

Allowed:

7) Max. 70% LTV;
8) 100% Gift Funds;
9) Mixed Use Property;
10) Foreign National;
11) Investment Only: 1-4 Units;
12) Purchase & R/T Refi & C/O Refi allowed.

General Guideline

(1) Foreign National:Allowed – Must obtain ITIN (W-7 Form).
(2) POA:Allowed – Only Individual Borrower(s).
(3) Property Type:SFR (1-4 units), Condo, Townhomes, PUD.


Product detail pictures:

– AAA Lendings Reserves Mortgage – AAA Lendings detail pictures


Related Product Guide:

The dream of homeownership isn't limited to traditional homebuyers. At AAA LENDINGS, we have specialized programs to cater to non-traditional borrowers. If you're self-employed, have a fluctuating income, or face unique financial circumstances, our loan options can capture your interest. We embrace diversity in borrowers and actively seek out innovative lending solutions, ensuring that your journey to homeownership remains engaging, regardless of your financial situation. – AAA Lendings Reserves Mortgage – AAA Lendings , The product will supply to all over the world, such as: Mombasa , Lithuania , Lebanon , Customer's satisfaction is always our quest, creating value for customers is always our duty, a long term mutual-beneficial business relationship is what we are doing for. We are an absolutely reliable partner for you in China. Of course, other services, like consulting, can be offered too.
  • The company has rich resources, advanced machinery, experienced workers and excellent services, hope you keep improving and perfecting your products and service, wish you better!
    5 Stars By Audrey from Boston - 2018.11.04 10:32
    We have been looking for a professional and responsible supplier, and now we find it.
    5 Stars By Rose from Manchester - 2017.05.02 11:33