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AAA LENDINGS takes pride in our community involvement and social responsibility. We believe that being a responsible lender means giving back to the communities we serve. Our team actively participates in charitable initiatives, supporting local causes, and promoting financial literacy. We're not just in the business of providing loans; we're invested in making a positive impact on the lives of our clients and the communities they call home. Mortgage Broker Vs Credit Union , Conventional Loan No Pmi , Top Wholesale Lender , When it comes to customer satisfaction, we don't just meet expectations; we exceed them. Our team is committed to providing unparalleled support throughout your mortgage journey. We assign dedicated loan officers who are accessible and attentive, ensuring you receive personalized assistance from the initial inquiry to the closing table. We believe that by going the extra mile and delivering exceptional service, we not only attract but also retain satisfied customers who become our most significant advocates.
– AAA Lendings Non-QM Self-employed borrower program – P&L (Self Prepared Profit & Loss Only) – AAA Lendings Detail:

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Overview

It’s a good choice for self-employed borrowers who can not be qualified with agency loan and do not want to provide varities of income documents.

Program Highlights

1) No CPA signature needed;
2) Foreign national allowed;
3) Loan amount up to $10M;
4) 12 months reserves calculated on PI;
5) No tax returns needed;
6) Gift funds allowed;
7) Down payment as low as 30%;
8) Min. FICO 680.

What is Self-prepared P&L? Who can apply for this program?

• Are you a self-employed borrower?
• Did the mortgage lender require your business bank statements to get loan qualified? Or did your lenders require you to sign the tax returns and need transcripts?
• Have you ever been suspended or denied by the agency lenders? Did the lenders ever say “Per our guideline”?
• Do you know how you can qualify a house loan without any income documents? Even though tax returns/business bank statements, etc.

AAA Lendings now offer an appropriate Non-QM loan program used in the above situations, which is named P&L (Profit & Loss). P&L is designed for borrowers who are self-employed and would benefit from alternative loan qualification methods. That’s the best part for self-employers. A CPA/CTEC/EA completed and signed P&L may be used as an alternative to tax returns to document a self-employed borrower’s income. Sometimes, we even accept borrower prepared P&L, which is also a good news for some borrowers.

Fast approval Notification

When you submit the loan to us, we may need a YTD (Year-to-Date) P&L (or plus a prior year P&L sometimes), business license, CPA letter, etc. Either way is OK for what provide at initial submission or when loan approval.

Besides, you need to check with our submission team to calculate income first.


Product detail pictures:

– AAA Lendings Non-QM Self-employed borrower program – P&L (Self Prepared Profit & Loss Only) – AAA Lendings detail pictures


Related Product Guide:

AAA LENDINGS takes pride in our community involvement and social responsibility. We believe that being a responsible lender means giving back to the communities we serve. Our team actively participates in charitable initiatives, supporting local causes, and promoting financial literacy. We're not just in the business of providing loans; we're invested in making a positive impact on the lives of our clients and the communities they call home. – AAA Lendings Non-QM Self-employed borrower program – P&L (Self Prepared Profit & Loss Only) – AAA Lendings , The product will supply to all over the world, such as: Curacao , Ireland , Jeddah , All our staffs believe that: Quality builds today and service creates future. We know that good quality and the best service are the only way for us to achieve our customers and to achieve ourselves too. We welcome customers all over the word to contact us for future business relationships. Our products are the best. Once Selected, Perfect Forever!
  • We always believe that the details decides the company's product quality, in this respect, the company conform our requirements and the goods are meet our expectations.
    5 Stars By Pag from Ukraine - 2018.10.09 19:07
    It is really lucky to meet such a good supplier, this is our most satisfied cooperation, I think we will work again!
    5 Stars By Eve from Zambia - 2018.10.09 19:07