Wholesale - AAA Lendings Non-QM Interested Program – Full Doc – AAA Lendings lender and investor

Product Detail

We understand that a mortgage is not just a financial transaction but a significant life decision. Our focus on customer-centricity means that we don't just consider the numbers; we consider your unique story, aspirations, and financial goals. Our mortgage experts take the time to understand your personal journey, ensuring that you receive a mortgage solution that aligns with your vision for the future. Conventional Loan Appraisal , Conventional Loan Vs Usda , Mortgage Lender Definition , At AAA LENDINGS, we're your partner for the long term. Our post-closing services are designed to keep you engaged even after your mortgage is secured. We offer ongoing resources, such as home maintenance tips, investment guidance, and periodic mortgage check-ins to ensure your financial goals are on track. Our relationship with you doesn't end at closing; it's an enduring commitment to your financial well-being.

– AAA Lendings Non-QM Interested Program – Full Doc – AAA Lendings Detail:

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Overview

Full Doc, for borrowers who can not do Non-agency Jumbo. More loan amount/Higher DTI/Higher LTV/ Unlimited financed properties.

Program Highlights

1) Max. DTI 55%;
2) Up to $4M Loan Amount;
3) Up to 80% LTV;
4) No MI (Mortgage Insurance);
5) 660 or higher Credit Score;
6) 6 months or more reserves;
7) 1-year tax return.

What are the differences between Non-QM Full Doc and Full Qualify Program?

In general, most of the applicants may apply for conventional Jumbo loan for purpose of higher loan amount. However, in our experiences, conventional Jumbo program is not that easy to close.

However, under some circumstances, the applicants can not qualify or proceed with conventional Jumbo program, as a result they can only do a Non-QM product to satisfy their purpose, such as higher loan amount/ Cash-out/ LTV/ Credit score, etc.

Our Non-QM Full Income Documentation is available to borrowers with jumbo loans and conforming loans that fall just outside the parameters for Qualified Mortgages. Loans in this program must not be eligible for sale to any Government Agency.

The benefits of Full Doc

1. Higher loan amount than agency loans;
2. High DTI ratio, low limitations;
3. No MI (Mortgage Insurance) needed;
4. Cash-out is allowed;
5. Higher LTV than agency loans.

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Customer education is a cornerstone of AAA LENDINGS' mission. We believe that an informed borrower is an empowered borrower. That's why we go the extra mile to provide educational resources and guidance to help you navigate the complexities of the mortgage process. Our team is dedicated to answering your questions, explaining the intricacies of interest rates, loan options, and more, ensuring that you make well-informed decisions. Your financial literacy and confidence matter to us. – AAA Lendings Non-QM Interested Program – Full Doc – AAA Lendings , The product will supply to all over the world, such as: Argentina , Rotterdam , Korea , To win customers' confidence, Best Source has set up a strong sales and after-sales team to deliver the best product and service. Best Source abides by the idea of Grow with customer and philosophy of Customer-oriented to achieve cooperation of mutual trust and benefit. Best Source will always stand ready to cooperate with you. Let's grow together!

-AAA Lendings

We have been engaged in this industry for many years, we appreciate the work attitude and production capacity of the company, this is a reputable and professional manufacturer.

By Samantha from Lebanon - 2018.06.30 17:29

This company has a lot of ready-made options to choose and also could custom new program according to our demand, which is very nice to meet our needs.

By Diego from Uganda - 2017.11.01 17:04