Wholesale - AAA Lendings Non-QM Interested Program – Full Doc – AAA Lendings lender and investor

Product Detail

In the world of mortgage lending, accessibility is key. Our digital mortgage platform is designed with your convenience in mind. You can apply for a mortgage, upload documents, and track your loan progress online, all from the comfort of your home. We've created an engaging digital experience that puts you in control, ensuring that you can manage your mortgage application at your own pace, 24/7. Flood Insurance , Credit History , Top 10 Mortgage Lenders , We understand that homeownership is a significant investment, and you want to be sure you're making the right choice. That's why we offer pre-approval services that capture your interest. Our pre-approval process is fast and straightforward, providing you with a clear picture of your borrowing capacity. With this information in hand, you can confidently explore the real estate market, knowing that you're a serious and qualified buyer.

– AAA Lendings Non-QM Interested Program – Full Doc – AAA Lendings Detail:

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Overview

Full Doc, for borrowers who can not do Non-agency Jumbo. More loan amount/Higher DTI/Higher LTV/ Unlimited financed properties.

Program Highlights

1) Max. DTI 55%;
2) Up to $4M Loan Amount;
3) Up to 80% LTV;
4) No MI (Mortgage Insurance);
5) 660 or higher Credit Score;
6) 6 months or more reserves;
7) 1-year tax return.

What are the differences between Non-QM Full Doc and Full Qualify Program?

In general, most of the applicants may apply for conventional Jumbo loan for purpose of higher loan amount. However, in our experiences, conventional Jumbo program is not that easy to close.

However, under some circumstances, the applicants can not qualify or proceed with conventional Jumbo program, as a result they can only do a Non-QM product to satisfy their purpose, such as higher loan amount/ Cash-out/ LTV/ Credit score, etc.

Our Non-QM Full Income Documentation is available to borrowers with jumbo loans and conforming loans that fall just outside the parameters for Qualified Mortgages. Loans in this program must not be eligible for sale to any Government Agency.

The benefits of Full Doc

1. Higher loan amount than agency loans;
2. High DTI ratio, low limitations;
3. No MI (Mortgage Insurance) needed;
4. Cash-out is allowed;
5. Higher LTV than agency loans.

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Customer education is a cornerstone of AAA LENDINGS' mission. We believe that an informed borrower is an empowered borrower. That's why we go the extra mile to provide educational resources and guidance to help you navigate the complexities of the mortgage process. Our team is dedicated to answering your questions, explaining the intricacies of interest rates, loan options, and more, ensuring that you make well-informed decisions. Your financial literacy and confidence matter to us. – AAA Lendings Non-QM Interested Program – Full Doc – AAA Lendings , The product will supply to all over the world, such as: Angola , Angola , Mali , We have advanced production technology, and pursuit innovative in goods. At the same time, the good service has enhanced the good reputation. We believe that as long as you understand our product, you need to be willing to become partners with us. Looking forward to your inquiry.

-AAA Lendings

The factory technical staff not only have high level of technology, their English level is also very good, this is a great help to technology communication.