– AAA Lendings No Doc No Credit – AAA Lendings Detail:
Overview
5 Years Fixed Rate Balloon.
30 Years Amortization Term.
4-Year P&I (Principal & Interest) Reserves Required.
Max. Loan Amount $7,500,000.
*Reserves shall be deposited into AAA LENDINGS’s designated bank account (Reserve Account: Non-Interest Depository Account)
Program Highlights
Not needed:
1) Income;
2) DTI;
3) DSCR;
4) Credit Report;
5) Tax Return;
6) Employment;
7) Bank Statement.
Allowed:
1) Max. 70% LTV;
2) 100% Gift Funds;
3) Mixed Use Property;
4) Foreign National;
5) Investment Only: 1-4 Units;
6) Purchase & R/T Refi & C/O Refi.
General Guideline
★Foreign National: allowed – Must obtain ITIN (W-7 Form) and CPA Letter.
★POA: allowed – Only Individual Borrower(s).
★Property Type: SFR (1-4 units), Condo, Townhomes, PUD.
★All Funds included EMD, Reserve, and Closing Funds must be wired from the borrower’s bank account(s) indicated on 1003.
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