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Navigating the mortgage landscape can be complicated, but AAA LENDINGS simplifies the process, making it engaging and stress-free. We offer a clear and concise document collection system, allowing you to easily upload the required paperwork online. We are keenly aware that your time is valuable, and by making the process smoother, we keep you actively engaged and in control of your mortgage journey. Mortgage Broker Sacramento , Commercial Lending Officer , Residential Loan , AAA LENDINGS is committed to making your mortgage journey an experience that truly empowers you. We understand that the prospect of securing a mortgage can be both exciting and daunting. That's why we've crafted a borrower-centric approach that not only simplifies the process but also actively engages and educates you at every step. Our aim is to make your homeownership dreams a reality while keeping you informed and excited about the process.
– AAA Lendings No Doc No Credit – AAA Lendings Detail:

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Overview

5 Years Fixed Rate Balloon.

30 Years Amortization Term.

4-Year P&I (Principal & Interest) Reserves Required.
Max. Loan Amount $7,500,000.

*Reserves shall be deposited into AAA LENDINGS’s designated bank account (Reserve Account: Non-Interest Depository Account)

Program Highlights

Not needed:

1) Income;
2) DTI;
3) DSCR;
4) Credit Report;
5) Tax Return;
6) Employment;
7) Bank Statement.

Allowed:

1) Max. 70% LTV;
2) 100% Gift Funds;
3) Mixed Use Property;
4) Foreign National;
5) Investment Only: 1-4 Units;
6) Purchase & R/T Refi & C/O Refi.

General Guideline

★Foreign National: allowed – Must obtain ITIN (W-7 Form) and CPA Letter.
★POA: allowed – Only Individual Borrower(s).
★Property Type: SFR (1-4 units), Condo, Townhomes, PUD.
★All Funds included EMD, Reserve, and Closing Funds must be wired from the borrower’s bank account(s) indicated on 1003.


Product detail pictures:

– AAA Lendings No Doc No Credit – AAA Lendings detail pictures


Related Product Guide:

Customer education is a cornerstone of AAA LENDINGS' mission. We believe that an informed borrower is an empowered borrower. That's why we go the extra mile to provide educational resources and guidance to help you navigate the complexities of the mortgage process. Our team is dedicated to answering your questions, explaining the intricacies of interest rates, loan options, and more, ensuring that you make well-informed decisions. Your financial literacy and confidence matter to us. – AAA Lendings No Doc No Credit – AAA Lendings , The product will supply to all over the world, such as: Canberra , Malaysia , Italy , Based on our automatic production line, steady material purchase channel and quick subcontract systems have been built in mainland China to meet customer's wider and higher requirement in recent years. We are looking forward to cooperating with more clients worldwide for common development and mutual benefit!Your trust and approval are the best reward for our efforts. Keeping honest, innovative and efficient, we sincerely expect that we can be business partners to create our brilliant future!
  • The manufacturer gave us a big discount under the premise of ensuring the quality of products, thank you very much, we will select this company again.
    5 Stars By Albert from Malta - 2017.02.28 14:19
    Customer service staff and sales man are very patience and they all good at English, product's arrival is also very timely, a good supplier.
    5 Stars By Kristin from Cyprus - 2018.12.05 13:53