Wholesale - AAA Lendings Enhanced R series – Elite WVOE – AAA Lendings lender and investor

Product Detail

AAA LENDINGS takes pride in our community involvement and social responsibility. We believe that being a responsible lender means giving back to the communities we serve. Our team actively participates in charitable initiatives, supporting local causes, and promoting financial literacy. We're not just in the business of providing loans; we're invested in making a positive impact on the lives of our clients and the communities they call home. Conventional Loan Requirements 2021 , 2022 Conforming Loan Limits , Conventional Loan Second Home , Your financial goals are unique, and we believe your mortgage should reflect that. At AAA LENDINGS, we provide a range of loan options, each tailored to different financial scenarios. Whether you're a young professional seeking your first home, a growing family in need of more space, or a savvy investor expanding your real estate portfolio, we have loan programs designed to meet your specific needs. We understand that your financial journey is distinctive, and our mortgage solutions are crafted to keep you engaged and excited about your future.

– AAA Lendings Enhanced R series – Elite WVOE – AAA Lendings Detail:

E WVOE 2

Overview

Similar with WVOE.

CA, CO, GA, IL, TX, VA, WA are available.

Program Highlights

7/6 ARM (5/1/5)

1) Foreign national allowed;
2) No paystub / W-2 / tax return needed;
3) Gift funds allowed;
4) Loan amount up to $2.0M;
5) Down payment as low as 30%;
6) Min. FICO 680.

What is Elite WVOE?

Did the Lender condition updated paystubs again and again?
Did the lender calculate your income and tell you that you are not qualify with the house mortgage?
Are you hard to find your copies of W2s or paystubs?

Salaried borrowers receive a consistent wage or salary from an employer in return for a service rendered and have no ownership or less than 25% ownership interest in the business. Compensation may be based on an hourly, weekly, biweekly, monthly, or semi-monthly basis. If hourly, the number of scheduled hours must be addressed. The income that is verified must be converted into a monthly dollar amount for use on the formal application (FNMA Form 1003). At the discretion of the underwriter, supplementary documentation of income may be requested.

The Benefits of Elite WVOE

For Elite WVOE, the lender only need a WVOE form to calculate qualified income, no any other income documents needed. This should be the most attractive key point of Elite WVOE. There is not any agency loans can do such program. Besides, different from other programs, Elite WVOE doesn’t need applicants’ too much assets.

How to calculate the salary?

- Use the base salary (semi-monthly, bi-weekly, or hourly rate as supported by YTD) from WVOE.
Examples:
- Semi-monthly: Semi-monthly amount multiplied by 2 equals monthly income.
- Bi-weekly: Bi-weekly amount multiplied by 26 divided by 12 equals monthly income.
- Teacher paid for 9 months: Monthly amount multiplied by 9 months divided by 12 months equals monthly qualifying income.

Remind the employer to complete the WVOE form, then lender will proceed with the loan fast.

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Our commitment to excellence and dedication to our customers have propelled us to expand our operations across 45 states, including Arizona, California, Washington D.C., Florida, Nevada, and Texas, among others. However, our success isn't solely defined by numbers. The countless positive reviews and strong word-of-mouth reputation we've garnered serve as a testament to the trust and confidence the market has placed in us. – AAA Lendings Enhanced R series – Elite WVOE – AAA Lendings , The product will supply to all over the world, such as: Uzbekistan , Australia , Sudan , We've customers from more than 20 countries and our reputation has been recognized by our esteemed customers. Never-ending improvement and striving for 0% deficiency are our two main quality policies. Ought to you want anything, don't hesitate to contact us.

-AAA Lendings

This company conforms to the market requirement and joins in the market competition by its high quality product, this is an enterprise that have Chinese spirit.