Wholesale - AAA Lendings Enhanced R series – Elite WVOE – AAA Lendings lender and investor

Product Detail

While many lenders have limited their scope, we continue to expand our presence across various states, serving borrowers in 45 states, including some of the most dynamic markets like California and Texas. Our expansive reach allows us to understand and adapt to regional nuances, ensuring that our clients in different states receive localized support while still benefiting from our nationwide expertise. Rent Loss Insurance Coverage , Top Direct Mortgage Lenders , Irs Form W-9 , The world of mortgages is constantly evolving, and we are on the cutting edge of innovation. At AAA LENDINGS, we offer state-of-the-art digital tools and mobile-friendly platforms that allow you to start your mortgage application or receive updates on the go. Our user-friendly technology streamlines the process, putting the power of mortgage management in the palm of your hand. We know your time is valuable, and our tech-savvy solutions save you time and hassle.

– AAA Lendings Enhanced R series – Elite WVOE – AAA Lendings Detail:

E WVOE 2

Overview

Similar with WVOE.

CA, CO, GA, IL, VA, WA are available.

Program Highlights

7/6 ARM (5/1/5)

1) Foreign national allowed;
2) No paystub / W-2 / tax return needed;
3) Gift funds allowed;
4) Loan amount up to $2.0M;
5) Down payment as low as 30%;
6) Min. FICO 680.

What is Elite WVOE?

Did the Lender condition updated paystubs again and again?
Did the lender calculate your income and tell you that you are not qualify with the house mortgage?
Are you hard to find your copies of W2s or paystubs?

Salaried borrowers receive a consistent wage or salary from an employer in return for a service rendered and have no ownership or less than 25% ownership interest in the business. Compensation may be based on an hourly, weekly, biweekly, monthly, or semi-monthly basis. If hourly, the number of scheduled hours must be addressed. The income that is verified must be converted into a monthly dollar amount for use on the formal application (FNMA Form 1003). At the discretion of the underwriter, supplementary documentation of income may be requested.

The Benefits of Elite WVOE

For Elite WVOE, the lender only need a WVOE form to calculate qualified income, no any other income documents needed. This should be the most attractive key point of Elite WVOE. There is not any agency loans can do such program. Besides, different from other programs, Elite WVOE doesn’t need applicants’ too much assets.

How to calculate the salary?

- Use the base salary (semi-monthly, bi-weekly, or hourly rate as supported by YTD) from WVOE.
Examples:
- Semi-monthly: Semi-monthly amount multiplied by 2 equals monthly income.
- Bi-weekly: Bi-weekly amount multiplied by 26 divided by 12 equals monthly income.
- Teacher paid for 9 months: Monthly amount multiplied by 9 months divided by 12 months equals monthly qualifying income.

Remind the employer to complete the WVOE form, then lender will proceed with the loan fast.

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Our commitment to excellence and dedication to our customers have propelled us to expand our operations across 45 states, including Arizona, California, Washington D.C., Florida, Nevada, and Texas, among others. However, our success isn't solely defined by numbers. The countless positive reviews and strong word-of-mouth reputation we've garnered serve as a testament to the trust and confidence the market has placed in us. – AAA Lendings Enhanced R series – Elite WVOE – AAA Lendings , The product will supply to all over the world, such as: United Kingdom , Austria , Australia , Upon today, we have customers from all over the world, including USA, Russia, Spain, Italy, Singapore, Malaysia, Thailand, Poland, Iran and Iraq. The mission of our company is to provide the highest quality products with best price. We are looking forward to doing business with you.

-AAA Lendings