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In the world of mortgage lending, accessibility is key. Our digital mortgage platform is designed with your convenience in mind. You can apply for a mortgage, upload documents, and track your loan progress online, all from the comfort of your home. We've created an engaging digital experience that puts you in control, ensuring that you can manage your mortgage application at your own pace, 24/7. Tax Return , Top Ten Mortgage Lenders , Mortgage Broker Or Lender , Beyond traditional mortgage products, we offer a range of niche lending solutions that cater to specific client needs. Our 'Non-QM' loan products are designed for unconventional financial scenarios, making us a go-to lender for borrowers who don't fit the traditional mold. We believe that there is a mortgage for everyone, and our specialized loan options demonstrate our commitment to inclusivity.
– AAA Lendings Enhanced R Series – Elite P&L (Self Prepared Profit & Loss Only) – AAA Lendings Detail:

E PL 2

Overview

Similar with P&L.

CA, CO, GA, IL, TX, VA, WA are available.

Program Highlights

7/6 ARM (5/1/5)

1) No CPA signature needed;
2) Foreign national allowed;
3) Loan amount up to $2.0M;
4) No tax returns needed;
5) Gift funds allowed;
6) Down payment as low as 30%;
7) Min. FICO 680.

What is Elite P&L? Who can apply for Elite P&L?

• Are you a self-employed borrower?
• Did the lender require your business bank statements to get loan qualified? Did your mortgage lenders require you to sign the tax returns and provide transcripts?
• Have you ever been suspended or denied by the agency lenders? Did the lenders ever say “Per our guideline”?
• Do you know how you can qualify a house loan without any income documents?

AAA Lendings now offer an appropriate Non-QM loan program used in the above situations, which named as Elite P&L (Profit & Loss). Elite P&L is designed for borrowers who are self-employed and would benefit from alternative loan qualification methods. That’s the best benefit for self-employers. A CPA/CTEC/EA completed and signed P&L may be used as an alternative to tax returns to document a self-employed borrower’s income. Sometimes, we even accept borrower self prepared P&L, which is also a good news for some borrowers.

Fast Approval Requirements

When you submit loans to lenders, they may need a YTD(Year-to-Date), P&L (or plus a prior year P&L sometimes), business license, CPA letter, etc..

Besides, you may check with our Submission Team to calculate income before submit a loan.


Product detail pictures:

– AAA Lendings Enhanced R Series – Elite P&L (Self Prepared Profit & Loss Only) – AAA Lendings detail pictures


Related Product Guide:

The dream of homeownership isn't limited to traditional homebuyers. At AAA LENDINGS, we have specialized programs to cater to non-traditional borrowers. If you're self-employed, have a fluctuating income, or face unique financial circumstances, our loan options can capture your interest. We embrace diversity in borrowers and actively seek out innovative lending solutions, ensuring that your journey to homeownership remains engaging, regardless of your financial situation. – AAA Lendings Enhanced R Series – Elite P&L (Self Prepared Profit & Loss Only) – AAA Lendings , The product will supply to all over the world, such as: Tanzania , America , Juventus , We have 48 provincial agencies in the country. We also have stable cooperation with several international trading companies. They place order with us and export products to other countries. We expect to cooperate with you to develop a larger market.
  • Cooperate with you every time is very successful, very happy. Hope that we can have more cooperation!
    5 Stars By Mavis from Bangkok - 2018.02.21 12:14
    Good quality, reasonable prices, rich variety and perfect after-sales service, it's nice!
    5 Stars By Marina from Japan - 2017.08.18 11:04