– AAA Lendings AAA Non-Conforming Loan – Jumbo Loan(High Loan Amount) – AAA Lendings Detail:
Overview
High loan amount limit than agency conventional loans.
Details
1) Max DTI 43%;
2) Up to $2M Loan Amounts;
3) Up to 80% Max LTV;
4) 2-year tax returns are required;
5) No MI(Mortgage Insurance);
6) 720 or greater credit scores;
7) 12 or more months reserves;
8) SFRs, 2-4 Units, PUDs，Condos;
9) Non-AUS products.
What is Jumbo Loan?
A jumbo loan is a type of financing that exceeds the limits set by the Federal Housing Finance Agency and cannot be purchased, guaranteed, or securitized by Fannie Mae or Freddie Mac. Homeowners must undergo more rigorous credit requirements than those applying for a conventional loan.Jumbo loans allow you to buy expensive properties. A jumbo loan is not backed by Fannie Mae or Freddie Mac.
How to define Jumbo Loan?
In 2022, the FHFA improves the loan limits for all kinds of loan types, especially Jumbo Loans. Please refer to below 2022 loan limits in California, if your loan amount exceeds $970,800, you’re suitable for Jumbo loan. You can also search 2022 loan limits in other counties.
2022 California County Loan Limits:
|
COUNTY |
1-FAMILY |
2-FAMILY |
3-FAMILY |
4-FAMILY |
|
ALAMEDA |
$970,800 |
$1,243,050 |
$1,502,475 |
$1,867,275 |
|
ALPINE |
$647,200 |
$828,700 |
$1,001,650 |
$1,244,850 |
|
AMADOR |
$647,200 |
$828,700 |
$1,001,650 |
$1,244,850 |
|
BUTTE |
$647,200 |
$828,700 |
$1,001,650 |
$1,244,850 |
|
CALAVERAS |
$647,200 |
$828,700 |
$1,001,650 |
$1,244,850 |
|
COLUSA |
$647,200 |
$828,700 |
$1,001,650 |
$1,244,850 |
|
CONTRA COSTA |
$970,800 |
$1,243,050 |
$1,502,475 |
$1,867,275 |
|
DEL NORTE |
$647,200 |
$828,700 |
$1,001,650 |
$1,244,850 |
|
EL DORADO |
$675,050 |
$864,200 |
$1,044,600 |
$1,298,200 |
|
FRESNO |
$647,200 |
$828,700 |
$1,001,650 |
$1,244,850 |
|
GLENN |
$647,200 |
$828,700 |
$1,001,650 |
$1,244,850 |
|
HUMBOLDT |
$647,200 |
$828,700 |
$1,001,650 |
$1,244,850 |
|
IMPERIAL |
$647,200 |
$828,700 |
$1,001,650 |
$1,244,850 |
|
INYO |
$647,200 |
$828,700 |
$1,001,650 |
$1,244,850 |
|
KERN |
$647,200 |
$828,700 |
$1,001,650 |
$1,244,850 |
|
KINGS |
$647,200 |
$828,700 |
$1,001,650 |
$1,244,850 |
|
LAKE |
$647,200 |
$828,700 |
$1,001,650 |
$1,244,850 |
|
LASSEN |
$647,200 |
$828,700 |
$1,001,650 |
$1,244,850 |
|
LOS ANGELES |
$970,800 |
$1,243,050 |
$1,502,475 |
$1,867,275 |
|
MADERA |
$647,200 |
$828,700 |
$1,001,650 |
$1,244,850 |
|
MARIN |
$970,800 |
$1,243,050 |
$1,502,475 |
$1,867,275 |
|
MARIPOSA |
$647,200 |
$828,700 |
$1,001,650 |
$1,244,850 |
|
MENDOCINO |
$647,200 |
$828,700 |
$1,001,650 |
$1,244,850 |
|
MERCED |
$647,200 |
$828,700 |
$1,001,650 |
$1,244,850 |
|
MODOC |
$647,200 |
$828,700 |
$1,001,650 |
$1,244,850 |
|
MONO |
$647,200 |
$828,700 |
$1,001,650 |
$1,244,850 |
|
MONTEREY |
$854,450 |
$1,093,850 |
$1,322,200 |
$1,643,200 |
|
NAPA |
$897,000 |
$1,148,350 |
$1,388,050 |
$1,725,050 |
|
NEVADA |
$647,200 |
$828,700 |
$1,001,650 |
$1,244,850 |
|
ORANGE |
$970,800 |
$1,243,050 |
$1,502,475 |
$1,867,275 |
|
PLACER |
$675,050 |
$864,200 |
$1,044,600 |
$1,298,200 |
|
PLUMAS |
$647,200 |
$828,700 |
$1,001,650 |
$1,244,850 |
|
RIVERSIDE |
$647,200 |
$828,700 |
$1,001,650 |
$1,244,850 |
|
SACRAMENTO |
$675,050 |
$864,200 |
$1,044,600 |
$1,298,200 |
|
SAN BENITO |
$970,800 |
$1,243,050 |
$1,502,475 |
$1,867,275 |
|
SAN BERNARDINO |
$647,200 |
$828,700 |
$1,001,650 |
$1,244,850 |
|
SAN DIEGO |
$879,750 |
$1,126,250 |
$1,361,350 |
$1,691,850 |
|
SAN FRANCISCO |
$970,800 |
$1,243,050 |
$1,502,475 |
$1,867,275 |
|
SAN JOAQUIN |
$647,200 |
$828,700 |
$1,001,650 |
$1,244,850 |
|
SAN LUIS OBISPO |
$805,000 |
$1,030,550 |
$1,245,700 |
$1,548,100 |
|
SAN MATEO |
$970,800 |
$1,243,050 |
$1,502,475 |
$1,867,275 |
|
SANTA BARBARA |
$783,150 |
$1,002,600 |
$1,211,900 |
$1,506,100 |
|
SANTA CLARA |
$970,800 |
$1,243,050 |
$1,502,475 |
$1,867,275 |
|
SANTA CRUZ |
$970,800 |
$1,243,050 |
$1,502,475 |
$1,867,275 |
|
SHASTA |
$647,200 |
$828,700 |
$1,001,650 |
$1,244,850 |
|
SIERRA |
$647,200 |
$828,700 |
$1,001,650 |
$1,244,850 |
Product detail pictures:
Related Product Guide:
The dream of homeownership isn't limited to traditional homebuyers. At AAA LENDINGS, we have specialized programs to cater to non-traditional borrowers. If you're self-employed, have a fluctuating income, or face unique financial circumstances, our loan options can capture your interest. We embrace diversity in borrowers and actively seek out innovative lending solutions, ensuring that your journey to homeownership remains engaging, regardless of your financial situation. – AAA Lendings AAA Non-Conforming Loan – Jumbo Loan(High Loan Amount) – AAA Lendings , The product will supply to all over the world, such as: Slovak Republic , Miami , Hyderabad , As a way to use the resource on the expanding info in international trade, we welcome prospects from everywhere on the web and offline. In spite on the high quality objects we offer you, effective and satisfying consultation service is supplied by our qualified after-sale service group. Item lists and in depth parameters and any other info weil be sent to you timely for the inquiries. So you should make contact with us by sending us emails or call us when you've got any questions about our organization. ou could also get our address information from our site and come to our enterprise. We get a field survey of our merchandise. We're confident that we are going to share mutual accomplishment and create solid co-operation relations with our companions within this market place. We're seeking forward for your inquiries.
By Agnes
from
Pakistan
-
2018.06.26 19:27
With a positive attitude of regard the market, regard the custom, regard the science, the company works actively to do research and development. Hope we have a future business relationships and achieving mutual success.
By Janice
from
New Zealand
-
2017.10.25 15:53
